Question: 

I have retired recently and had stopped all my policies I had taken out years ago. I have calculated the capital amount I had actually paid/ contributed all the years and kept that as my personal invested money. The rest I considered as interest as they were unable to verify with certainty where my money was invested.

I now sit with a huge amount of interest which I want to dispose of as follows, but need guidance on whether I am doing it correctly I.t.o. sharia: