Our Darul Ifta does not approve of any form of medical insurance or hospital plan due to them containing the element of gambling and Riba. Yes, the scenario will be slightly different if medical aid is enforced upon an employee by the employer in which case the employee is permitted to take benefit from the medical aid cover. However, under normal circumstances it is impermissible to subscribe to such a policy.

AND ALLAH TA’ALA ALONE IN HIS INFINITE KNOWLEDGE KNOWS BEST

ANSWERED BY: Mufti Mohammed Desai

CHECKED AND APPROVED BY: Mufti Muhammed Saeed Motara Saheb D.B

Date: 02 Rabi-ul-Awwal 1440 English Date: 10 November 2018